How many people will be sleeping in homeless shelters, on the streets or in their vehicles where you live tonight? That is the sort of question that not a lot of us like to think about. But the truth is that homelessness is growing at a very rapid pace all over the country right now. But if you have lots of money, life probably seems pretty good to you at the moment. You may eat at a different restaurant every night, and you may be one of the approximately 10 million Americans that currently own a second home. Our leaders made the wealthy even wealthier by pumping trillions of dollars into the system in recent years, but as the cost of living has soared the poor have gotten even poorer and the middle class has steadily disintegrated. So now the gap between the wealthy and the rest of the nation is larger than ever, and that is creating a tremendous amount of tension in our society.
In California, vast hordes of homeless people sleep in the shadows of multi-million dollar homes every single night.
And even though California has spent a whopping 17.5 billion dollars on homelessness during the last four years, the homeless population in the state has just continued to grow…
California has spent a stunning $17.5 billion trying to combat homelessness over just four years. But, in the same time frame, from 2018 to 2022, the state’s homeless population actually grew. Half of all Americans living outside on the streets, federal data shows, live in California.
Across the country, homelessness is on the rise. But California is adding more homeless people every year than any other state. More than 170,000 unhoused people now live here.
Just think about that number for a moment.
There are 170,000 homeless people in just one state.
And those are the ones that they can actually count. They are many more that haven’t been found yet or that don’t want to be counted.
We have also just learned that family homelessness in the United States is surging…
Family homelessness in the US is on the rise in an alarming sign of how the increasing cost of goods, the ever-tightening housing supply and the end of most pandemic-era benefits are putting pressure on Americans.
Some 72,700 people in families with children were experiencing homelessness in 20 of the largest cities in the nation as of January, a 37.6% jump from a year before, according to an analysis of data provided by jurisdictions. In New York, that figure shot up by two thirds, while Chicago, the District of Columbia and Fort Worth, Texas, also saw outsize increases.
I thought that Joe Biden was “fixing” the economy.
So why has that number gone up by 37.6 percent in just one year?
Something is not adding up.
A 28-year-old single mother in Washington D.C. named Mercedez Millings doesn’t have a home for herself and her four children. Since she is so close to the White House, perhaps Biden and his family would be willing to take her in…
Among those homeless in the nation’s capital is Mercedez Millings, a 28-year-old single mother of four. She delivered packages and worked at a pizza shop during the pandemic, but experienced homelessness during that time and bounced between living in her car and staying with family.
She and her children have been living in a Salvation Army transitional housing program with some 25 other families for most of this year — and Millings is taking personal finance and workforce development classes. But one big obstacle is stopping her from getting a job: She gave birth to her youngest at her mother’s home during the pandemic and never received an official birth certificate. Without it, she’s unable to sign her daughter up for child care.
There are countless others just like her.
They would love to have homes, but housing costs have simply become way too high.
As I mentioned yesterday, an unused space next to a laundry room that has been converted into an “apartment” in one building in New York City will run you $2,300 a month.
And actually purchasing a home is now out of reach for tens of millions of Americans.
The Fed has made certain of that by hiking interest rates so dramatically.
Earlier today, I came across a tweet that shared some mortgage math that is just stunning…
New mortgage math is brutal.
Say you buy a $1m house with $200k down at a 7% rate ($800k mortgage).
Over the first three years you pay $193k ($5,322/mo.)
After those $193k of payments your $800k mortgage is now at $774.5k.
You paid $166k in interest, $25.5k in principle.
Ouch.
Of course housing costs are not the only thing that is going up.
According to Zero Hedge, auto insurance rates are going up by double digit percentages all over the nation…
The Wall Street Journal found Allstate has jacked up car insurance premiums by 40% in Georgia, Nationwide Mutual Insurance has increased insurance rates by 32% in California, and State Farm has bumped rates in New York by 11%. The reason is that many of these insurers have experienced significant losses over the last several years, an indication premiums will continue to rise well into 2024.
If you are still making the same amount of money that you did two or three years ago, you are rapidly falling behind.
The cost of living is not going to slow down for any of us, and if you can’t keep up that is too bad for you.
In such an environment, many middle class Americans find themselves falling into poverty, and many poor Americans are finding themselves out in the streets.
All over America, giant homeless encampments are sprouting like mushrooms. Here is just one example…
One of California’s famous wine regions has a government-sanctioned homeless encampment set up near the local courthouse, Fox News Digital has learned.
Photos taken on Sonoma County’s administrative campus in Santa Rosa show blue tents lining a parking lot where up to 100 homeless individuals can live. Leaders in Sonoma County, located in northern California’s famed wine region, approved the taxpayer-funded homeless camp this year after a “shelter crisis” declaration. The administrative complex is home to various offices such as Sonoma County Human Resources, the county registrar, Superior Court of California and district attorney’s office.
If you still have plenty of money, you may not care what is happening to everyone else.
For now, those with lots of cash are living the high life.
But that won’t last for long.
A day of reckoning is coming for the wealthy, and they will deeply mourn as their tremendous wealth is wiped out.
During the early stages of this economic crisis, it will be the poor that are hit particularly hard, but great pain is eventually coming for those at the top of the food chain too.
Michael’s new book entitled “End Times” is now available in paperback and for the Kindle on Amazon.com, and you can check out his new Substack newsletter right here.
Article cross-posted from The Economic Collapse Blog.
Starting the Day With a Scripture-Inspired Roast Helps Center Your Thoughts on Eternal Truths Amid Temporal Pressures
The world can seem chaotic, especially right after we wake up. Many believers start their mornings reaching for something familiar — a hot cup of coffee — yet end up settling for mediocre brews that do little more than deliver a caffeine jolt. The daily grind of life, with its endless distractions, news cycles, and responsibilities, can leave even the most faithful feeling spiritually parched alongside their physical fatigue. What if your morning ritual could do more than wake you up? What if it could ground you in truth, nourish your body with exceptional quality, and quietly advance a kingdom purpose at the same time?
That’s the promise — and the reality — behind Promised Grounds Coffee. This Christian-founded company doesn’t just roast beans; it approaches every step as an act of worship and discipleship. By selecting only the top 10% of specialty-grade beans, ethically sourced from dedicated farmers in Central and South America, and small-batch roasting them with reverence in Austin, Texas, Promised Grounds delivers what many describe as the best coffee available — never burnt, never bland, but rich with origin stories and layered flavors that honor God’s creation.
From the vibrant Psalm 27 Roast (a light, bright medium option) to the bold yet peaceful 2 Timothy 1:7 Decaf, each bag carries a Scripture verse that turns your daily pour into a gentle reminder of faith. And through their Ounce Per Ounce Promise, every ounce of coffee you enjoy provides an equal ounce of clean water to families in need via partnership with Filter of Hope — literally brewing hope for body and soul, one cup at a time.
The challenge for today’s Christians runs deeper than finding a decent cup. In an age of convenience-driven consumerism, it’s easy to support companies that dilute values or remain silent on matters of faith. Many believers want their everyday choices — from what they drink to how they spend — to reflect discipleship rather than just convenience. Promised Grounds solves this by weaving Christian excellence into the entire process: beans nurtured with prayerful stewardship by farming families, roasted as an offering rather than a commodity, and packaged with Bible verses to encourage a mindset of gratitude and purpose from the first sip. Reviewers consistently praise the smooth, rich profiles — whether enjoyed black in a drip maker, iced on a warm day, or shared in fellowship — noting how the quality stands toe-to-toe with premium secular brands while delivering something far more meaningful.
This integration of faith and flavor addresses a real need in Christian households and ministries. Busy parents, church leaders, and remote workers alike report that starting the day with a Scripture-inspired roast helps center their thoughts on eternal truths amid temporal pressures. The coffee’s exceptional character — bright citrus notes in lighter roasts or deep chocolate undertones in bolder ones — comes from meticulous selection and careful roasting that respects the bean’s natural gifts rather than masking them. It’s the kind of coffee that elevates a simple quiet time, fuels productive workdays, or sparks meaningful conversations when shared at Bible studies or outreach events. And because it’s ethically sourced with integrity, every purchase supports sustainable livelihoods for farmers who treat their crops like family harvests.
For those leading churches or small groups, the impact multiplies. Promised Grounds offers bundles and options perfect for hospitality ministries, turning ordinary coffee service into an opportunity to point people toward the living water of Christ. Imagine greeting visitors with a warm cup whose very bag carries God’s Word — a subtle yet powerful witness that aligns with the Great Commission. The company’s Texas roots and commitment to “brewing hope” resonate especially with believers who value American enterprise paired with global compassion.
Of course, quality alone isn’t enough if the experience feels out of reach. Promised Grounds keeps it accessible with practical perks like free shipping on orders over $40, sample sets for discovering favorites, and thoughtful add-ons such as faith-themed mugs. Whether you prefer whole beans for fresh grinding, grounds for convenience, or even bulk options for larger households and ministries, the result is consistently superior coffee that makes discipleship feel integrated rather than added on.
As you consider how to align even the smallest habits with your walk with God, Promised Grounds Coffee stands out as a refreshing solution. It tackles the dual problems of subpar daily sustenance and disconnected consumption by offering a product that genuinely excels in taste while advancing a mission of clean water, farmer dignity, and scriptural encouragement. Believers who make the switch often describe it as more than a beverage upgrade — it becomes part of their rhythm of gratitude, a daily invitation to remember that every good gift comes from above.
If you’re ready to transform your mornings (and perhaps your church gatherings) with coffee that honors both exceptional craftsmanship and Christian values, I encourage you to explore what Promised Grounds has to offer. One sip at a time, you’ll be nourishing your body, refreshing your spirit, and participating in something far greater — all while enjoying what truly is among the best coffee available.