(End of the American Dream)—We have reached a stage in our societal collapse where everywhere you look there is a major dumpster fire. In fact, it is difficult to name a single major area of our society that has not become a dumpster fire. Unfortunately, conditions just continue to get even worse. These days we are being hit with one thing after another, and this has created a “perfect storm” that our politicians have no control over. For example, just look at the migrant crisis that we are facing right now. During the month of December alone, more than 300,000 migrants will be processed at the southern border, and once they are processed the vast majority of them will be released into the country…
U.S. immigration officials along the southern border are on track to process more than 300,000 migrants in December, an all-time monthly high that will likely include record numbers of families traveling with children, according to internal government data obtained by CBS News.
The extraordinary number of migrant arrivals this month is the most dire juncture yet of a three-year-long crisis at the U.S.-Mexico border that has strained resources in small and large U.S. communities, left countless of migrants in limbo, prompted lawmakers to consider drastically limiting asylum and created a major political vulnerability for President Biden as he seeks reelection.
At this point, why would anyone try to come into this country legally through the front door when the back door is broken and completely wide open?
As Elon Musk has pointed out, we have never seen anything quite like this.
Almost no one seems to be aware of the immense size and lightning growth of this issue.
According to the mayors, it is already overwhelming essential services in New York, Chicago and other cities. https://t.co/DcMQIUbCOM
— Elon Musk (@elonmusk) December 30, 2023
This crisis will almost certainly intensify during the year ahead, because these migrants are being drawn here by all the freebies that they are being promised.
If you can believe it, starting on January 1st the state of California will actually be offering “health insurance for all undocumented immigrants”…
California will welcome the new year by becoming the first state to offer health insurance for all undocumented immigrants.
Starting Jan. 1, all undocumented immigrants, regardless of age, will qualify for Medi-Cal, California’s version of the federal Medicaid program for people with low incomes.
Previously, undocumented immigrants were not qualified to receive comprehensive health insurance but were allowed to receive emergency and pregnancy-related services under Medi-Cal as long as they met eligibility requirements, including income limits and California residency in 2014.
Of course once they get here many migrants realize that things aren’t so nice.
New York City is supposed to be a “sanctuary city” and a place where everyone has a “right to shelter”, but at this point the Big Apple simply does not have enough beds for everyone.
As a result, migrants that have “run out their time in shelters” are being forced out into the streets to make room for more migrants that have just arrived…
That new reality is on stark display outside an East Village “reticketing center,” where every morning for the past few weeks, hundreds of people — mostly men — have queued in the frigid pre-dawn hours in a line that snakes around the block.
The building, the former St. Brigid’s Catholic School on East 7th Street, is now the centralized intake point for adult migrants who’ve run out their time in shelters — since the city has begun to put that on a clock — and are seeking a bed for another 30 days.
Those seeking a place to sleep are given a wristband with a number and a date scribbled in sharpie, indicating how many people are before them in line. The number of those waiting for cots, spread out across a network of emergency shelters across the city, is likely in the thousands, and it now takes more than a week to secure one.
Needless to say, New York City is not the only major city that is being overwhelmed.
All over the country, our rapidly growing migration crisis is fueling our rapidly growing homelessness crisis.
This year, homelessness in the United States has been rising at the fastest pace ever recorded…
Homelessness in America reached a new record earlier this year partly due to a “sharp rise” in the number of people who became homeless for the first time, federal officials said Friday.
More than 650,000 people experienced homelessness on a single night in January, a 12% jump from 2022, the report from the U.S. Department of Housing and Urban Development found. That’s the highest number since the country began using the yearly point-in-time survey in 2007 to count the homeless population.
Why are we allowing vast numbers of migrants to overwhelm our cities when we already have so many people sleeping in the streets? It doesn’t make any sense at all.
We have reached a point where Americans “are often too terrified to walk the streets” because homelessness has become so pervasive…
The homeless and drugs crisis tormenting major cities across the US has spiraled out of control in recent years, leaving many residents and local businesses furious over the downfall of their neighborhoods.
Residents are often too terrified to walk the streets and fear for the safety of their family, while rampant lawlessness is increasingly driving tourists and trade out of cities – with many companies shutting up shop altogether due to looting.
As I have discussed in previous articles, a substantial portion of the homeless population is on drugs, and those that are high on drugs are not particularly careful about where they use the bathroom.
As a result, poop in the streets is a major problem in communities all over America, and all of that poop can spread some pretty horrible diseases.
For example, just check out what is happening in Portland…
A highly contagious infection that is spread through tiny particles of fecal matter has broken out in Portland – with officials warning that the homeless population are most at risk of catching the illness.
Shigella is a bacteria that spreads through human feces. People transmit the infection after getting the microbes on their hands and then touching their mouths.
People can also spread the intestinal infection through sexual intercourse.
In 2024, I expect levels of migration and levels of homelessness to go even higher.
Our cities are being absolutely packed with desperate people, and that is setting the stage for unprecedented societal chaos.
But most of our politicians don’t seem to care.
Most of them seem convinced that everything will work out just fine somehow, and they certainly don’t want to hear from those of us that are deeply concerned about where all of this is ultimately heading.
Michael’s new book entitled “Chaos” is now available in paperback and for the Kindle on Amazon.com, and you can check out his new Substack newsletter right here.
Safeguarding Your American Dream: Discover the Power of America First Healthcare
In today’s economy, healthcare costs remain one of the biggest threats to financial stability and family security. Americans work hard to build a better life, yet rising medical expenses can quickly erode savings, force tough trade-offs, and even push families toward debt or bankruptcy. Medical bills continue to rank as the leading cause of personal bankruptcy in the United States, with millions facing underinsurance or unexpected out-of-pocket burdens that no one plans for. Many turn to government-run marketplace plans under the Affordable Care Act, hoping for relief, only to discover that what appears affordable on paper often delivers higher long-term costs, limited real protection, and coverage that may not align with personal values or family needs.
America First Healthcare stands out as a private insurance agency dedicated to helping conservatives and families secure better coverage and better rates through customized, values-aligned options. By conducting free insurance reviews, the agency uncovers hidden gaps in existing policies and connects clients with private alternatives that emphasize personal responsibility, small-government principles, and genuine affordability—often delivering up to 20% savings while providing stronger protection for the American Dream.
The allure of marketplace plans is easy to understand: open enrollment periods, premium tax credits for many households, and the promise of “comprehensive” benefits mandated by law. Yet recent data reveals a different reality, especially after the expiration of enhanced premium subsidies at the end of 2025. Enrollment for 2026 dropped by more than one million people compared to the prior year, with many shifting to lower-tier bronze plans to keep monthly premiums manageable.
These plans feature significantly higher deductibles—averaging around $7,500 nationally—and greater cost-sharing requirements. Families who once paid modest amounts after subsidies now face average premium increases of $65 or more per month, even as they accept plans that leave them responsible for thousands in upfront costs before meaningful coverage kicks in.
High deductibles create a dangerous barrier to care. Studies show that people in such plans are less likely to seek timely treatment for chronic conditions, attend preventive screenings, or fill necessary prescriptions. A seemingly minor illness or injury can balloon into major expenses when patients delay care until problems worsen. For a family of four, a single hospitalization, cancer diagnosis, or unexpected surgery can easily exceed the deductible, triggering coinsurance and out-of-pocket maximums that still leave substantial bills. One recent analysis noted that some proposed changes could push family deductibles toward $31,000 in future years, further exposing households to financial risk.
Beyond the numbers, marketplace plans often carry structural limitations. Coverage for certain critical services may include waiting periods or narrower networks that restrict access to preferred doctors and specialists. Preventive care is required to be covered without cost-sharing, but everything else—lab work, imaging, specialist visits, or ongoing treatment—typically waits until the deductible is met. This reactive model contrasts sharply with the proactive, holistic approach many families prefer, especially those focused on wellness, early intervention, and maintaining health to enjoy life rather than merely reacting to illness.
Values alignment represents another growing concern. Government-influenced plans operate within a framework shaped by federal mandates and political priorities that may not reflect conservative principles of limited government, personal freedom, and ethical stewardship. Families who want to direct their healthcare dollars toward providers and benefits that honor traditional values sometimes find marketplace options feel misaligned, forcing a compromise between affordability and conviction.
Private alternatives, by contrast, offer year-round flexibility without the restrictions of open enrollment windows. Independent agents can shop across a wider range of carriers to design plans tailored to specific family needs—whether that means lower deductibles for frequent medical users, broader provider networks, or add-ons that support wellness and preventive services from day one. Clients frequently report more stable premiums that do not automatically escalate each year, along with genuine cost savings once the full picture of deductibles, copays, and coverage depth is considered.
Take the experience of real families who made the switch. Amanda C. shared that her new plan felt “way better” than what she had through the marketplace. Johnny Y. noted his previous coverage kept increasing annually until he found a more stable private option. Sofia S. expressed delight with her plan and began recommending it to others. These stories echo a common theme: when families move beyond one-size-fits-all government marketplaces, they often discover customized protection that better safeguards both health and finances.
Founder Jordan Sarmiento’s own journey underscores the stakes. In 2021, a six-day hospitalization generated a $95,000 bill. Under a well-structured private “Conservative Care Coverage” plan, his out-of-pocket responsibility would have been just $500. That stark difference illustrates how thoughtful planning and private options can prevent a medical event from becoming a financial catastrophe.
Practical steps exist for anyone questioning their current coverage. Start with a no-obligation review of your existing policy to identify gaps—high deductibles, limited critical-care benefits, or escalating premiums. Compare total projected costs (premiums plus potential out-of-pocket expenses) rather than monthly premiums alone. Consider family health history, anticipated needs, and lifestyle priorities. Private agencies can present side-by-side options that include stronger wellness incentives, broader access, and plans built on shared values of self-reliance and freedom.
In an era when healthcare inflation continues to outpace general cost-of-living increases, relying solely on marketplace solutions carries growing risk. Families who proactively explore private alternatives frequently achieve meaningful savings while gaining peace of mind that their coverage truly works when needed most.
America First Healthcare makes this exploration straightforward through its free review process. Families and individuals receive personalized guidance to close coverage holes, reduce unnecessary expenses, and secure plans that align with conservative principles—protecting wallets, health, and the American Dream without government overreach. Many who complete a review discover they can enjoy better benefits for less, often saving up to 20% while gaining the customization and stability that marketplace plans struggle to deliver.
Ultimately, protecting your family’s future requires looking beyond the marketing of “affordable” government options. By understanding the long-term costs hidden in high deductibles, shifting coverage tiers, and values mismatches, Americans can make empowered choices. Private, values-driven insurance offers a smarter path—one that rewards diligence, supports wellness, and delivers real security. For those ready to move beyond the limitations of traditional marketplace plans, a simple review can reveal options designed to serve families, not bureaucracies. The American Dream thrives when individuals and families retain control over their healthcare decisions, and thoughtful private coverage plays a vital role in making that possible.

