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EXCLUSIVE: Texas Republicans Attempt To Nix Biden’s Massive Last-Minute Offshore Drilling Ban

Ted Cruz Introduces Universal School Choice Act as “The Civil Rights Issue of the 21st Century”

by Bethany Blankley, The Center Square
May 21, 2025
Don't Ask Me Ask God

(Just The News)—U.S. Sen. Ted Cruz on Tuesday introduced a federal Universal School Choice Act.

The proposal would allocate up to $10 billion annually in dollar-for-dollar federal tax credits for individuals and businesses nationwide that contribute to nonprofit scholarship-granting organizations for elementary and secondary education.

“School choice is the civil rights issue of the 21st century,” Cruz, R-Texas, said. “Every child in America deserves access to a quality education that meets their individual needs, regardless of race, ethnicity, income, or zip code. I remain committed to leading this fight until universal school choice has become available to every American, and I call upon my colleagues to expeditiously take up and advance this legislation.”

The bill would amend the Internal Revenue Code of 1986 to allow a tax credit for charitable donations to nonprofit organizations providing education scholarships to qualified elementary and secondary students for qualified expenses. The tax credit for individuals is 10% of adjusted gross income for a taxable year or $5,000, according to the bill language. For corporations, the tax credit is capped at 5% of taxable income for a taxable year, according to the bill language.

Qualified elementary or secondary education expenses include tuition and fees, curriculum and materials, books or instructional materials, online education materials, tutoring costs, test fees, fees for dual enrollment at higher education institutions, education therapies for disabled students, transportation costs, homeschooling expenses, among others.

The bill would go into effect in 2026, if it passes both chambers and is signed into law. It would allocate $10 billion for calendar year 2026 and each subsequent year. Money is allocated to states with 80% of the funds designated for families with incomes below the poverty line. Funds are allocated on a first-come, first-served basis.

Companion legislation was introduced by U.S. House Republican Reps. Burgess Owens of Utah and Byron Donalds of Florida.

The bill is the latest among several Cruz filed that prioritize education, savings and taxes.

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In January, Cruz introduced the Student Empowerment Act to expand a tax-deferred education savings plan previously expanded under the first Trump administration, The Center Square reported. It amends the Internal Revenue Code of 1986 to permit kindergarten through grade 12 educational expenses to be paid from a 529 account. A 529 account is a tax-advantaged savings account originally created as a way to help parents save money to cover college expenses. It allows for tax-exempt withdrawals at the federal level and in some states for qualified education expenses.

“It was at the time and remains the most far-reaching federal school choice legislation ever passed,” according to Cruz’s office.

In April, he filed a bill to create Education Savings Accounts for the children of active-duty service members, The Center Square reported. It would amend the Elementary and Secondary Education Act of 1965 to allow parents of eligible military-dependent children to establish Military Education Savings Accounts.

Earlier this month, Cruz introduced the Universal Savings Account Act to allow American families to save without the restrictions and penalties associated with traditional tax-advantaged accounts. He also introduced a bill authorizing the use of taxpayer funds to be used to invest in savings accounts for U.S. children. This proposal was incorporated into the “big beautiful budget bill” that just passed the House Budget Committee.

In 2019, 2021 and 2023, Cruz also filed the Education Freedom Scholarships and Opportunity Act to create a federal tax credit for taxpayers who donate to scholarship organizations supporting post-secondary workforce education, including trade schools and apprenticeship programs and K-12 education.

The national effort coincides with a successful statewide effort led by Texas Gov. Greg Abbott, who earlier this month signed a bill into law creating Texas’ first Education Savings Account program, The Center Square reported.

After the Texas Senate previously passed a similar bill that went nowhere in the Texas House, Abbott helped elect new Republicans to the Texas House last year who followed through on their campaign pledge to vote for the bill. Texas’ new ESA program allocates $1 billion to fund $10,000 ESAs for roughly 100,000 students.

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Safeguarding Your American Dream: Discover the Power of America First Healthcare

America First Healthcare

In today’s economy, healthcare costs remain one of the biggest threats to financial stability and family security. Americans work hard to build a better life, yet rising medical expenses can quickly erode savings, force tough trade-offs, and even push families toward debt or bankruptcy. Medical bills continue to rank as the leading cause of personal bankruptcy in the United States, with millions facing underinsurance or unexpected out-of-pocket burdens that no one plans for. Many turn to government-run marketplace plans under the Affordable Care Act, hoping for relief, only to discover that what appears affordable on paper often delivers higher long-term costs, limited real protection, and coverage that may not align with personal values or family needs.

America First Healthcare stands out as a private insurance agency dedicated to helping conservatives and families secure better coverage and better rates through customized, values-aligned options. By conducting free insurance reviews, the agency uncovers hidden gaps in existing policies and connects clients with private alternatives that emphasize personal responsibility, small-government principles, and genuine affordability—often delivering up to 20% savings while providing stronger protection for the American Dream.

The allure of marketplace plans is easy to understand: open enrollment periods, premium tax credits for many households, and the promise of “comprehensive” benefits mandated by law. Yet recent data reveals a different reality, especially after the expiration of enhanced premium subsidies at the end of 2025. Enrollment for 2026 dropped by more than one million people compared to the prior year, with many shifting to lower-tier bronze plans to keep monthly premiums manageable.

These plans feature significantly higher deductibles—averaging around $7,500 nationally—and greater cost-sharing requirements. Families who once paid modest amounts after subsidies now face average premium increases of $65 or more per month, even as they accept plans that leave them responsible for thousands in upfront costs before meaningful coverage kicks in.

High deductibles create a dangerous barrier to care. Studies show that people in such plans are less likely to seek timely treatment for chronic conditions, attend preventive screenings, or fill necessary prescriptions. A seemingly minor illness or injury can balloon into major expenses when patients delay care until problems worsen. For a family of four, a single hospitalization, cancer diagnosis, or unexpected surgery can easily exceed the deductible, triggering coinsurance and out-of-pocket maximums that still leave substantial bills. One recent analysis noted that some proposed changes could push family deductibles toward $31,000 in future years, further exposing households to financial risk.

Beyond the numbers, marketplace plans often carry structural limitations. Coverage for certain critical services may include waiting periods or narrower networks that restrict access to preferred doctors and specialists. Preventive care is required to be covered without cost-sharing, but everything else—lab work, imaging, specialist visits, or ongoing treatment—typically waits until the deductible is met. This reactive model contrasts sharply with the proactive, holistic approach many families prefer, especially those focused on wellness, early intervention, and maintaining health to enjoy life rather than merely reacting to illness.

Values alignment represents another growing concern. Government-influenced plans operate within a framework shaped by federal mandates and political priorities that may not reflect conservative principles of limited government, personal freedom, and ethical stewardship. Families who want to direct their healthcare dollars toward providers and benefits that honor traditional values sometimes find marketplace options feel misaligned, forcing a compromise between affordability and conviction.

Private alternatives, by contrast, offer year-round flexibility without the restrictions of open enrollment windows. Independent agents can shop across a wider range of carriers to design plans tailored to specific family needs—whether that means lower deductibles for frequent medical users, broader provider networks, or add-ons that support wellness and preventive services from day one. Clients frequently report more stable premiums that do not automatically escalate each year, along with genuine cost savings once the full picture of deductibles, copays, and coverage depth is considered.

Take the experience of real families who made the switch. Amanda C. shared that her new plan felt “way better” than what she had through the marketplace. Johnny Y. noted his previous coverage kept increasing annually until he found a more stable private option. Sofia S. expressed delight with her plan and began recommending it to others. These stories echo a common theme: when families move beyond one-size-fits-all government marketplaces, they often discover customized protection that better safeguards both health and finances.

Founder Jordan Sarmiento’s own journey underscores the stakes. In 2021, a six-day hospitalization generated a $95,000 bill. Under a well-structured private “Conservative Care Coverage” plan, his out-of-pocket responsibility would have been just $500. That stark difference illustrates how thoughtful planning and private options can prevent a medical event from becoming a financial catastrophe.

Practical steps exist for anyone questioning their current coverage. Start with a no-obligation review of your existing policy to identify gaps—high deductibles, limited critical-care benefits, or escalating premiums. Compare total projected costs (premiums plus potential out-of-pocket expenses) rather than monthly premiums alone. Consider family health history, anticipated needs, and lifestyle priorities. Private agencies can present side-by-side options that include stronger wellness incentives, broader access, and plans built on shared values of self-reliance and freedom.

In an era when healthcare inflation continues to outpace general cost-of-living increases, relying solely on marketplace solutions carries growing risk. Families who proactively explore private alternatives frequently achieve meaningful savings while gaining peace of mind that their coverage truly works when needed most.

America First Healthcare makes this exploration straightforward through its free review process. Families and individuals receive personalized guidance to close coverage holes, reduce unnecessary expenses, and secure plans that align with conservative principles—protecting wallets, health, and the American Dream without government overreach. Many who complete a review discover they can enjoy better benefits for less, often saving up to 20% while gaining the customization and stability that marketplace plans struggle to deliver.

Ultimately, protecting your family’s future requires looking beyond the marketing of “affordable” government options. By understanding the long-term costs hidden in high deductibles, shifting coverage tiers, and values mismatches, Americans can make empowered choices. Private, values-driven insurance offers a smarter path—one that rewards diligence, supports wellness, and delivers real security. For those ready to move beyond the limitations of traditional marketplace plans, a simple review can reveal options designed to serve families, not bureaucracies. The American Dream thrives when individuals and families retain control over their healthcare decisions, and thoughtful private coverage plays a vital role in making that possible.

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