(Natural News)—Policyholders with The Cincinnati Insurance Companies are receiving notices about coverage changes pertaining to the threat of full-scale war.
Dr. Ben Tapper (@DrBenTapper1) shared an image on X – see below – showing policy changes that “include a war exclusion.”
“Your Commercial Inland Marine Coverage will include a Nuclear, Biological, Chemical and Radiological Hazards Exclusion,” the notice further reads.
My friend sent this to me and said he received it in the mail. Interesting…? pic.twitter.com/emBdSXYhqL
— Dr. Ben Tapper (@DrBenTapper1) April 7, 2024
(Related: Earlier this year, we warned that insurance companies were altering their policies to exclude coverage for injuries or sickness caused by war, rioting, insurrection.)
Is the insurance industry expecting World War III?
Though war exclusions are technically nothing new for insurance carriers, they do have ominous implications for what is soon expected. Click For Cover, now known as CFC.com, published a piece last year that explains why.
In the spring of 1937 when German bombs fell on Guernica, Spain, flattening 70 percent of the town’s buildings in less than three hours, property insurers were completely unprepared because they were not expecting such a thing to happen.
“They soon realized it wouldn’t take many Guernicas to wipe out the balance sheets,” CFC says. “They responded by adding exclusions to policies for acts of war – a move reflected in contracts to this day.”
CFC says that insurers “are moving to address war again” now that it is clear there are major developments taking place on the march towards World War III. CFC says cyber war specifically is at the forefront of the insurance industry’s worries, but anything could happen.
“This time the concern is cyber war – specifically, attacks so catastrophic that they cripple a nation’s ability to function,” CFC says. “Lloyd’s of London have mandated the exclusion of such scenarios from March 31st of this year. Some in the market are resisting the move.”
“Insurance brokers are suspicious when new exclusions appear. And rightly so; they usually signal a reduction in cover for policyholders. They present problems for brokers when clients discover they don’t have the cover they thought they did.”
Back in the day, cyber war would have had no meaning since there were no computers. Today, the definition of war has greatly expanded to include a lot of things that policyholders need to know about because it could mean that they will not be covered once the “bombs,” including cyber bombs, drop.
“Mainstream global security organisations now accept that modern war includes cyber-attacks,” CFC explains. “Article 2 (4) of the United Nations Charter prohibits the threat or use of force by one state against another. This applies to nation state conduct in cyberspace.”
“While armed attack is still considered the most serious use of force, cyber-attacks fall under this definition too. In 2019, NATO, the world’s largest military alliance, confirmed this. Secretary General Jens Stoltenberg announced that a ‘serious cyber-attack could trigger article 5,’ a reference to the collective self-defence clause at the heart of NATO’s founding treaty.”
Simply put, there are a whole lot of events that are now considered to be “war” in the eyes of both the government and the insurance industry. By adding war exclusions to policies, many policyholders will likely find themselves in a serious bind when they realize their assets are no longer covered.
“Imagine a company trying to pay out damages to infrastructure in Gaza right now,” one commenter wrote about current events.
“Imagine offering coverage on nuclear damages,” wrote another about how the insurance industry could never cover a nuclear attack and survive.
The latest news about the slow descent into another world war can be found at WWIII.news.
Sources for this article include:
Bypass Big Tech Censors
Starting the Day With a Scripture-Inspired Roast Helps Center Your Thoughts on Eternal Truths Amid Temporal Pressures
The world can seem chaotic, especially right after we wake up. Many believers start their mornings reaching for something familiar — a hot cup of coffee — yet end up settling for mediocre brews that do little more than deliver a caffeine jolt. The daily grind of life, with its endless distractions, news cycles, and responsibilities, can leave even the most faithful feeling spiritually parched alongside their physical fatigue. What if your morning ritual could do more than wake you up? What if it could ground you in truth, nourish your body with exceptional quality, and quietly advance a kingdom purpose at the same time?
That’s the promise — and the reality — behind Promised Grounds Coffee. This Christian-founded company doesn’t just roast beans; it approaches every step as an act of worship and discipleship. By selecting only the top 10% of specialty-grade beans, ethically sourced from dedicated farmers in Central and South America, and small-batch roasting them with reverence in Austin, Texas, Promised Grounds delivers what many describe as the best coffee available — never burnt, never bland, but rich with origin stories and layered flavors that honor God’s creation.
From the vibrant Psalm 27 Roast (a light, bright medium option) to the bold yet peaceful 2 Timothy 1:7 Decaf, each bag carries a Scripture verse that turns your daily pour into a gentle reminder of faith. And through their Ounce Per Ounce Promise, every ounce of coffee you enjoy provides an equal ounce of clean water to families in need via partnership with Filter of Hope — literally brewing hope for body and soul, one cup at a time.
The challenge for today’s Christians runs deeper than finding a decent cup. In an age of convenience-driven consumerism, it’s easy to support companies that dilute values or remain silent on matters of faith. Many believers want their everyday choices — from what they drink to how they spend — to reflect discipleship rather than just convenience. Promised Grounds solves this by weaving Christian excellence into the entire process: beans nurtured with prayerful stewardship by farming families, roasted as an offering rather than a commodity, and packaged with Bible verses to encourage a mindset of gratitude and purpose from the first sip. Reviewers consistently praise the smooth, rich profiles — whether enjoyed black in a drip maker, iced on a warm day, or shared in fellowship — noting how the quality stands toe-to-toe with premium secular brands while delivering something far more meaningful.
This integration of faith and flavor addresses a real need in Christian households and ministries. Busy parents, church leaders, and remote workers alike report that starting the day with a Scripture-inspired roast helps center their thoughts on eternal truths amid temporal pressures. The coffee’s exceptional character — bright citrus notes in lighter roasts or deep chocolate undertones in bolder ones — comes from meticulous selection and careful roasting that respects the bean’s natural gifts rather than masking them. It’s the kind of coffee that elevates a simple quiet time, fuels productive workdays, or sparks meaningful conversations when shared at Bible studies or outreach events. And because it’s ethically sourced with integrity, every purchase supports sustainable livelihoods for farmers who treat their crops like family harvests.
For those leading churches or small groups, the impact multiplies. Promised Grounds offers bundles and options perfect for hospitality ministries, turning ordinary coffee service into an opportunity to point people toward the living water of Christ. Imagine greeting visitors with a warm cup whose very bag carries God’s Word — a subtle yet powerful witness that aligns with the Great Commission. The company’s Texas roots and commitment to “brewing hope” resonate especially with believers who value American enterprise paired with global compassion.
Of course, quality alone isn’t enough if the experience feels out of reach. Promised Grounds keeps it accessible with practical perks like free shipping on orders over $40, sample sets for discovering favorites, and thoughtful add-ons such as faith-themed mugs. Whether you prefer whole beans for fresh grinding, grounds for convenience, or even bulk options for larger households and ministries, the result is consistently superior coffee that makes discipleship feel integrated rather than added on.
As you consider how to align even the smallest habits with your walk with God, Promised Grounds Coffee stands out as a refreshing solution. It tackles the dual problems of subpar daily sustenance and disconnected consumption by offering a product that genuinely excels in taste while advancing a mission of clean water, farmer dignity, and scriptural encouragement. Believers who make the switch often describe it as more than a beverage upgrade — it becomes part of their rhythm of gratitude, a daily invitation to remember that every good gift comes from above.
If you’re ready to transform your mornings (and perhaps your church gatherings) with coffee that honors both exceptional craftsmanship and Christian values, I encourage you to explore what Promised Grounds has to offer. One sip at a time, you’ll be nourishing your body, refreshing your spirit, and participating in something far greater — all while enjoying what truly is among the best coffee available.