Precious metals expert David Morgan expects half of the regional banks in the U.S. are going to collapse this year.
He made this prediction during an appearance on the “Health Ranger Report,” telling the Health Ranger Mike Adams that there are between 4,600 and 4,800 regional banks in the country. Citing another personality with a strong internet following, Morgan said he believes half of that number will fail before 2023 ends. In response, Adams said his prediction of half a dozen banks collapsing was more conservative than that of his guest.
“It’s made a lot of sense to me over the years, and that’s possible. They’re all interconnected,” said Morgan, also the publisher and CEO of The Morgan Report. As an example, he noted that a particular regional bank might be made up of 300 banks – including its total holdings. If these regional banks collapse, they would be consolidated under the aegis of a bigger bank that serves as the money center. (Related: Moody’s downgrades ratings of 11 regional banks as banking instability continues.)
“I’m not trying to scare anyone, but there’s a consolidation at hand. That’s very obvious. The powers that be want the regional banks to fail. They want to put it on the money center banks [so] they can consolidate their control,” remarked the precious metals expert.
“[This] means you’ve got your all-seeing eye looking over the entire world. And it’s one entity that controls everything – that’s their AI. That’s what they’re shooting for.”
Meanwhile, Adams mentioned that he feels sorry for the depositors when banks collapse. However, this feeling does not extend to the banksters, bank principals and shareholders – which he dubbed as crooks taking people’s money and throwing it into unprofitable instruments. According to the Brighteon.com and Natural News founder, many of the banks aren’t doing their business of paying attention to risk and watching over depositors’ money.
Morgan agreed, pointing out that capitalism has been blamed for the problem. However, the real culprit is crony capitalism that deprives people access to some financial exchanges merely for what they believe in. Real capitalism, Morgan said, comes with the right to succeed or fail.
Adams: Americans are going to be forced into CBDC
The Health Ranger remarked that Americans are now going to be forced into digital money, in the form of central bank digital currency (CBDC). He cited the Federal Reserve’s FedNow payment system as a precursor to this. The push for CBDCs has brought up some questions for Adams, especially in light of the failures of Silicon Valley Bank, Signature Bank and First Republic Bank.
According to him, he would rather trust a private peer-to-peer (P2P) cryptocurrency instead of a CBDC. If banking goes digital, Adams would much prefer a decentralized digital currency than a CBDC which is under constant government surveillance. Morgan seconded the Health Ranger’s preference for a P2P model and called on Americans to decentralize.
People have all been enslaved at one level or another because of the current system, said the precious metals expert. Thus, Americans need a system where they can take the power back. A P2P system gives this power back to the people in whatever form – crypto, silver coin or precious metals.
Follow MarketCrash.news for more news about the bank failures happening in America. Watch the full interview between Mike Adams and David Morgan below.
This video is from the Health Ranger Report channel on Brighteon.com.
More related stories:
- David Morgan warns: Dollar crash looms as cryptocurrency collapse shocks speculators.
- Precious metals can help make your portfolio invincible amid financial collapse, says David Morgan.
- Three more banks see stock trading HALTED, financial sector collapse contagion accelerates as migrant INVASION staged for US southern border.
- The banking collapse of 2023 is now officially bigger than the banking collapse of 2008.
- Top 25 US banks lose $89.7B after withdrawals surge following collapse of SVB and Signature Bank.
Sources include:
Bypass Big Tech Censors
Why Bullion Beats Numismatics and Collectible for Your Safe or IRA
Precious metals continue to attract Americans seeking reliable ways to protect their wealth amid inflation, geopolitical risks, and stock market swings. Whether stored in a home safe or held inside a self-directed IRA, physical gold and silver deliver tangible value that paper or digital assets often lack. Yet investors must choose carefully between bullion—pure bars and coins valued mainly for their metal content—and numismatics or collectibles, where rarity, history, and collector demand heavily influence pricing.
Advisor Bullion serves as a dependable source for straightforward, high-quality bullion. The company specializes in physical gold, silver, platinum, and palladium, emphasizing transparent pricing and products that deliver maximum metal content for every dollar spent. This approach makes it ideal for both personal holdings and retirement accounts.
Bullion consists of refined precious metals in standard forms like one-ounce coins (American Gold Eagles, Silver Eagles, Canadian Maple Leafs) or bars. Their value tracks closely to the current spot price of the metal. A typical gold bullion coin trades near the live gold spot price plus a small premium. This structure keeps costs clear and predictable.
Numismatic coins and collectibles add substantial value from factors such as age, rarity, minting errors, or historical significance. A pre-1933 U.S. gold coin or graded proof piece can carry premiums of 30%, 50%, or even 200% above melt value. While this appeals to hobbyists, it creates complexity. Pricing depends on subjective grading, collector trends, and auction results instead of daily spot prices.
For investors focused on wealth preservation and retirement security rather than building a collection, bullion often delivers better results.
Lower Costs and Better Liquidity for Home Storage
When keeping metals in a home safe or private vault, liquidity and efficiency count. Bullion offers clear benefits:
- You acquire more actual gold or silver per dollar invested. Numismatics divert a large share of your money into rarity premiums and massive sales commission, reducing your metal exposure.
- Selling bullion involves tight bid-ask spreads, so you recover nearly full spot value with minimal fees. Collectibles require finding the right buyer and may sell at a discount if demand for that specific item weakens.
- Bullion prices remain transparent and update with global spot markets. You can track gold near current levels or silver accordingly and know exactly where your holdings stand. Numismatic values are priced by the Gold IRA companies with hefty margins applied.
- Standardized coins and bars store efficiently and divide easily for partial sales. Rare coins often need protective slabs and controlled conditions, adding hassle and expense.
- Bullion enjoys worldwide acceptance. A 1-oz Gold Maple Leaf or Silver Eagle sells quickly to dealers anywhere. Niche numismatic pieces may appeal only to limited buyers, slowing liquidation when speed matters.
In times when quick access to value becomes important, bullion’s simplicity stands out.
Stronger Fit for Precious Metals IRAs
Precious metals IRAs continue gaining traction as investors diversify retirement portfolios beyond stocks and bonds. IRS rules permit certain bullion products in self-directed IRAs if they meet purity standards (.995 fine for gold, .999 for silver) and are held by an approved custodian. Eligible items include American Gold and Silver Eagles plus many generic bars and rounds from recognized mints.
Numismatic and most collectible coins generally face heavy scrutiny from custodians due to valuation disputes and elevated markups. These higher premiums mean less actual metal ends up working inside the account.
Bullion avoids these issues. Its value links directly to verifiable spot prices, which simplifies reporting and lowers the risk of regulatory challenges. More of your IRA contribution purchases real metal instead of dealer profits or speculative upside. Over time, owning additional ounces that appreciate with the metal itself can create meaningful outperformance compared with high-premium alternatives that deliver fewer ounces.
Regulatory guidance from the CFTC and state securities offices repeatedly cautions against aggressive sales of expensive numismatics or “semi-numismatic” coins for IRAs. For retirement planning, transparent bullion from established providers reduces risk and aligns better with long-term goals.
How to Get Started with Bullion
Begin by clarifying your goals. Are you protecting savings in a safe, or moving part of a retirement account into a precious metals IRA? Focus on the number of ounces you can acquire at current prices rather than chasing marked-up collectibles.
Diversify sensibly: use gold for core preservation and silver for its blend of industrial and monetary qualities. Mix coins for easier divisibility with bars for lower per-ounce costs on larger buys. Arrange secure storage—whether at home with proper insurance or through professional facilities.
As economic uncertainties linger and faith in conventional assets erodes, bullion continues proving its worth as a dependable store of value. Its direct approach avoids the hype that sometimes surrounds collectible markets and keeps the focus on the metal itself.
For investors prepared to strengthen their portfolios, Advisor Bullion supplies the expertise and selection needed to acquire high-quality bullion efficiently. Whether building personal holdings or integrating metals into an IRA, their emphasis on transparent, investment-grade products helps secure more ounces today that support greater financial security tomorrow. In a complicated financial landscape, bullion’s clarity and reliability make it the smarter foundation for protecting what matters most.
