STORY AT-A-GLANCE
- Former BlackRock fund manager Edward Dowd is bringing attention to the surge in deaths and disability that has occurred since the COVID-19 shot campaign rolled out
- Group life policyholders, who are typically healthier than the general population, experienced mortality spikes of 40% in 2021
- Disability numbers among the workforce reached a high of 33.2 million in September 2022, with numbers still trending up — a highly unusual increase
- Central banks, pharmaceutical companies, Big Tech and the media all benefited from the pandemic and have an interest in covering up what Dowd describes as a “large global murder scene”
- Dowd believes there’s enough alarming data to warrant the COVID-19 shot program being stopped immediately, as the death and disability from the shots could easily exceed that from COVID-19
Former BlackRock analyst and fund manager Edward Dowd is one of the brave few who have been trying to get the word out about dangers of COVID-19 shots. While I’ve interviewed him twice — once about the mathematical certainty of a financial collapse and a second time about his book, “Cause Unknown: The Epidemic of Sudden Deaths in 2021 and 2022,” — his information is finally getting mainstream media attention.
In an interview with Tucker Carlson, he explains that media outlets like Yahoo have picked up on the undeniable increase in deaths among young, healthy adults. However, they’re quick to state that such deaths are not due to COVID-19 shots.1 But Dowd isn’t deterred. As A Midwestern Doctor noted on Substack:2
“Ed Dowd has focused on utilizing a narrower set of evidence and tying it to one of the most persuasive arguments currently available for shifting the narrative. A statistically impossible spike in sudden deaths has occurred in the healthiest segment of the population and has happened in tandem with a spike in disability (this is why we are now having labor shortages).”
Dowd is intent on bringing global attention to this surge in deaths and disability that has occurred since the COVID-19 shot campaign rolled out, and he’s not willing to let anyone, or any entity, stop him. “We have the data. We have the evidence,” he says, “and there’s a large global murder scene that just occurred.”3
Insurance Company Data Reveal 40% Death Surge
“Cause Unknown” details data showing the shots are a crime against humanity. Some of that data comes from private insurance companies, which love to sell group life insurance policies to large Fortune 500 corporations and mid-sized companies because they hardly ever have to pay out on a claim.
Workers at these corporations tend to be in good health, with industry data suggesting the group life policyholders have one-third the mortality rate of the general U.S. population. The death rates have historically been highly predictable among this group — until 2021. A report released by the Society of Actuaries4 found mortality spikes of 40% or more that year.
Insurance companies had sizeable increases in payouts for death and disability. Dowd tweeted February 1, 2022, that financial insurance company Unum reported a significant increase in their benefit ratio (payouts versus premiums) in their life segment. Dowd tweeted:5
“In 2021 they saw a 17.4% increase vs 2020. This is higher than the 13.3% increase vs 2019. So the higher payouts in 21 are occurring with a miracle vaccine & less virulent strains … In 2019 the unit had $266 million profit, last year a profit of $82 million & this year a loss of -$192 million. A swing of $458 million lower over 2 years. Important to remember these are employed working age folks.”
Dowd also reported data from funeral homes, including company Carriage Services, which was flooded with business. He tweeted:6
“Business has been quite good since the introduction of the vaccines & the stock was up 106% in 2021. Curious no? Guys this is shocking as 89% of Funeral homes are private in US. We are seeing the tip of the iceberg.”
Steve Kirsch also published data on Substack7 showing that, among the COVID-jabbed aged 65 and younger, sudden death was the No. 1 cause of death in 2021 and 2022. The second was cardiac-related death, and cancer was third. Importantly, the incidence of turbo-charged cancer among the jabbed was significant in this group, and myocarditis killed more than COVID-19.
In addition to sudden deaths, cardiac issues became a major cause of death in vaccinated young people under the age of 65. No myocarditis deaths were seen among unvaxxed people in the same age group.
Disability Numbers Skyrocket
Dowd also looked into the number of disabled people in the U.S., using high-frequency data from the U.S. Bureau of Labor Statistics. The agency uses a monthly telephone survey that asks, “Are you or someone in your home disabled and not able to work?” Prior to COVID-19 shots, Dowd said, there were 29 million to 30 million disabled people on an absolute basis, a rate that remained steady for four or five years.
In February 2021, a trend change occurred, reaching a high of 33.2 million in September 2022, with numbers still trending up. That’s a three standard deviation rate of change since May 2021, which means that the chance of this happening is 0.03% — highly unusual.
Dowd explains, “Of the 3.2 million newly disabled Americans, 1.7 were employed but came from the employed population of the country.” This is significant, he says, because:8
“The employed people of this country are, generally speaking, by the very fact that they wake up in the morning, get in their car and drive to work, healthier than the general U.S. population.
By the very nature of doing work, you’re healthier. And that’s a fact that’s never been challenged before. The health outcome for the employed has been disastrous. Since February 2021, their disability rate is up 31% … the general U.S. population’s disability rate is up 9%.”
Dowd believes this jump in disability among the workforce is the reason why there’s a labor shortage and you’re seeing “help wanted” signs much more than in the past. He also observed an interesting trend among people who quit or left the workforce during this time period — their disability rate didn’t jump like those still working, many of whom were likely subjected to shot mandates to keep their jobs:9
“More importantly, those not in the labor force — those who quit or got fired — their disability rate is only up 4%. And I suspect those are the people who either didn’t take the vaccine and were fired or quit and refused to take the vaccine. So those of us who have had the best health outcomes in the country since [COVID-19] vaccination began are those not in the labor force.”
‘There’s a Coverup’
Mass COVID-19 shots and mandates are the only factors that changed during that time that would make being employed a risk to your health, but the government isn’t investigating them. Why? “There’s a coverup, at the very least,” Dowd says, adding:10
“I don’t know that they’re protecting Pfizer, per se. They’re protecting all sorts of monied interests. When this COVID thing happened, there were a lot of beneficiaries from it. Central banks got off the hook from, what I saw, was a global slowdown, so they were able to print unprecedented amounts of money to cover up what we’re going to have eventually, a global sovereign debt default — it’s coming. So they got off the hook.
You had the tech companies excited, licking their chops, for the new surveillance economy. They knew that was coming. So, they joyfully entered into partnership with the government to censor any dissent. And they were excited about those future cashflows of surveillance.
Then you have the pharma companies who were going to be able to make money off of, what they saw, were unlimited vaccines, quarterly injections, that was the plan at the time … under the color of law. And then you have the media companies who were getting cashflows from pharmaceutical companies and also the government.
We found out the government paid media companies to promote the vaccine … momentum built and there was a conspiracy of interests. Now that the vaccine is coming to light that it’s causing death and injury, they all have an interest to keep this thing under wraps.”
The More Vaxxed the Country, the Higher the Excess Deaths
Dowd believes the effects of COVID-19 shots appear to be cumulative, so he urges those who’ve already been injected to stop getting boosters. He also feels there’s enough alarming data to warrant the COVID-19 shot program being stopped immediately, as the death and disability from the shots could easily exceed that from COVID-19.
“This is the greatest crime scene I’ve ever seen in my life,” he says. “The greatest humanitarian toll we’re ever going to talk about. And it’s going to last with us for years to come. The economic ramifications are stark.”11
Dowd and colleagues have been tracking what they call Humanity Projects at their website, Phinance Technologies.12 There, you can see the data they’re tracking along with their related analyses. They state:
“We live in a world where regulatory institutions are captured by financial and political interests, either unwilling or unable to get to the truth of the issues they set out to investigate and regulate on behalf of the individuals in society.
Without unbiased and comprehensive research, there is a risk of misguided policy decisions at best, and at worst, negligence and malpractice. Never has this been more apparent than during the Covid-19 pandemic. In this context, we need independent agents to act as gatekeepers of the public interest. We intend to be such agents, and to provide high-quality research to other individuals and institutions who seek similar outcomes.”
One trend they’ve found is that the more vaccinated the country, the higher the excess mortality. Denmark, which is one of the most highly vaccinated, stands out. “They had an interesting experience,” Dowd says.13
“Every age cohort experienced greater excess mortality year over year. So 2021 was over 2020, and 2022 was over 2021, across all age cohorts … their death rate was on the decline … and it’s going back up. So Denmark has experienced detrimental health outcomes. Curiously enough, while I was writing the book, they effectively banned the vaccine for [those] under 50, where they said, We’d rather you get COVID than take the vaccine.'”
Health Agencies ‘in Coverup Mode’
When asked why health agencies aren’t stepping in to investigate the surge in sudden deaths, Dowd suspects they’re all MIA because “they’re in coverup mode.” “I won’t rest until we stop what’s going on,” he says, adding that a lot of first responders are still facing mandates to get the shot and some universities still require it.
He’s hoping for more whistleblowers to come out and congressional hearings to break through the deafening “misinformation” narrative that’s still very much permeating society.
Critics of his data suggest the excess deaths are due to long COVID, but Dowd says he has yet to see a study showing this is the case — and there’s no definition of what long COVID actually is. Further, many “long COVID” symptoms mirror adverse reactions to COVID-19 shots.
If you or a loved one has been affected, the Front Line COVID-19 Critical Care Working Group’s (FLCCC) I-RECOVER14 protocol can be downloaded in full,15 giving you step-by-step instructions on how to treat reactions from COVID-19 injections.16
- 1 Yahoo February 4, 2023
- 2 Substack, A Midwestern Doctor February 24, 2023
- 3 Bitchute, Tucker Carlson Interviews Ed Dowd February 25, 2023, 10:00
- 4 SOA Research Institute, Group Life COVID-19 Mortality Survey Report, August 2022
- 5 Twitter February 1, 2022
- 6 Twitter, Ed Dowd February 2, 2022
- 7 Steve Kirsch Substack December 27, 2022
- 8 Bitchute, Tucker Carlson Interviews Ed Dowd February 25, 2023, 17:00
- 9 Bitchute, Tucker Carlson Interviews Ed Dowd February 25, 2023, 19:22
- 10, 11 Bitchute, Tucker Carlson Interviews Ed Dowd February 25, 2023, 21:30
- 12 Phinance Technologies, Humanity Projects
- 13 Bitchute, Tucker Carlson Interviews Ed Dowd February 25, 2023, 29:00
- 14, 15 FLCCC Alliance, I-RECOVER
- 16 FLCCC Alliance, I-RECOVER, Post-Vaccine Treatment Protocol
Bypass Big Tech Censors
Why Bullion Beats Numismatics and Collectible for Your Safe or IRA
Precious metals continue to attract Americans seeking reliable ways to protect their wealth amid inflation, geopolitical risks, and stock market swings. Whether stored in a home safe or held inside a self-directed IRA, physical gold and silver deliver tangible value that paper or digital assets often lack. Yet investors must choose carefully between bullion—pure bars and coins valued mainly for their metal content—and numismatics or collectibles, where rarity, history, and collector demand heavily influence pricing.
Advisor Bullion serves as a dependable source for straightforward, high-quality bullion. The company specializes in physical gold, silver, platinum, and palladium, emphasizing transparent pricing and products that deliver maximum metal content for every dollar spent. This approach makes it ideal for both personal holdings and retirement accounts.
Bullion consists of refined precious metals in standard forms like one-ounce coins (American Gold Eagles, Silver Eagles, Canadian Maple Leafs) or bars. Their value tracks closely to the current spot price of the metal. A typical gold bullion coin trades near the live gold spot price plus a small premium. This structure keeps costs clear and predictable.
Numismatic coins and collectibles add substantial value from factors such as age, rarity, minting errors, or historical significance. A pre-1933 U.S. gold coin or graded proof piece can carry premiums of 30%, 50%, or even 200% above melt value. While this appeals to hobbyists, it creates complexity. Pricing depends on subjective grading, collector trends, and auction results instead of daily spot prices.
For investors focused on wealth preservation and retirement security rather than building a collection, bullion often delivers better results.
Lower Costs and Better Liquidity for Home Storage
When keeping metals in a home safe or private vault, liquidity and efficiency count. Bullion offers clear benefits:
- You acquire more actual gold or silver per dollar invested. Numismatics divert a large share of your money into rarity premiums and massive sales commission, reducing your metal exposure.
- Selling bullion involves tight bid-ask spreads, so you recover nearly full spot value with minimal fees. Collectibles require finding the right buyer and may sell at a discount if demand for that specific item weakens.
- Bullion prices remain transparent and update with global spot markets. You can track gold near current levels or silver accordingly and know exactly where your holdings stand. Numismatic values are priced by the Gold IRA companies with hefty margins applied.
- Standardized coins and bars store efficiently and divide easily for partial sales. Rare coins often need protective slabs and controlled conditions, adding hassle and expense.
- Bullion enjoys worldwide acceptance. A 1-oz Gold Maple Leaf or Silver Eagle sells quickly to dealers anywhere. Niche numismatic pieces may appeal only to limited buyers, slowing liquidation when speed matters.
In times when quick access to value becomes important, bullion’s simplicity stands out.
Stronger Fit for Precious Metals IRAs
Precious metals IRAs continue gaining traction as investors diversify retirement portfolios beyond stocks and bonds. IRS rules permit certain bullion products in self-directed IRAs if they meet purity standards (.995 fine for gold, .999 for silver) and are held by an approved custodian. Eligible items include American Gold and Silver Eagles plus many generic bars and rounds from recognized mints.
Numismatic and most collectible coins generally face heavy scrutiny from custodians due to valuation disputes and elevated markups. These higher premiums mean less actual metal ends up working inside the account.
Bullion avoids these issues. Its value links directly to verifiable spot prices, which simplifies reporting and lowers the risk of regulatory challenges. More of your IRA contribution purchases real metal instead of dealer profits or speculative upside. Over time, owning additional ounces that appreciate with the metal itself can create meaningful outperformance compared with high-premium alternatives that deliver fewer ounces.
Regulatory guidance from the CFTC and state securities offices repeatedly cautions against aggressive sales of expensive numismatics or “semi-numismatic” coins for IRAs. For retirement planning, transparent bullion from established providers reduces risk and aligns better with long-term goals.
How to Get Started with Bullion
Begin by clarifying your goals. Are you protecting savings in a safe, or moving part of a retirement account into a precious metals IRA? Focus on the number of ounces you can acquire at current prices rather than chasing marked-up collectibles.
Diversify sensibly: use gold for core preservation and silver for its blend of industrial and monetary qualities. Mix coins for easier divisibility with bars for lower per-ounce costs on larger buys. Arrange secure storage—whether at home with proper insurance or through professional facilities.
As economic uncertainties linger and faith in conventional assets erodes, bullion continues proving its worth as a dependable store of value. Its direct approach avoids the hype that sometimes surrounds collectible markets and keeps the focus on the metal itself.
For investors prepared to strengthen their portfolios, Advisor Bullion supplies the expertise and selection needed to acquire high-quality bullion efficiently. Whether building personal holdings or integrating metals into an IRA, their emphasis on transparent, investment-grade products helps secure more ounces today that support greater financial security tomorrow. In a complicated financial landscape, bullion’s clarity and reliability make it the smarter foundation for protecting what matters most.