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The Same Politicians Responsible for L.A.’s Destruction Shouldn’t Oversee Its Rebuilding

The Same Politicians Responsible for L.A.’s Destruction Shouldn’t Oversee Its Rebuilding

by Daily Signal
January 22, 2025

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(The Daily Signal)—Virtually the entire town of Pacific Palisades, my home, has been destroyed by the recent fire. The fact that Pacific Palisades and so much of Los Angeles is in ruins is all one needs to know to conclude that Los Angeles’ and California’s leaders were grossly negligent. This simply cannot happen in a modern, wealthy, highly taxed, American city set to host the next Olympic Games.

Allowing Pacific Palisades’ sole reservoir to sit empty awaiting a minor repair for close to a year is but one of many examples of neglect already identified. A severely under-resourced Los Angeles Fire Department, with staffing at the same level as the 1960s yet subjected to additional budget cuts this year, is another.

The question now is whether these same negligent leaders should be trusted with the rebuilding of Pacific Palisades and the other fire-damaged parts of Los Angeles. The rebuilding will be extremely complex. How do you start reconstructing a single home when the entire block and those around it are gone?

In a desperate attempt to show leadership after obvious failure, city and state leaders are rushing to establish new rules governing such construction even as firefighters are still searching Los Angeles’ charred remains with cadaver dogs.

Gov. Gavin Newsom has declared a state of emergency and is using that power to go after developers seeking to profit from the tragedy by making “unsolicited offers” to those who lost their homes. But is cracking down on real estate developers the best way to ensure the redevelopment of the city’s real estate? Personally, I have never been offended by someone offering me money. Californians remember well the last time Newsom abused his state of emergency powers during COVID-19, violating his own orders by dining at the French Laundry.

Mayor Karen Bass has announced that she will streamline LA’s notoriously onerous building permit process for those looking to rebuild, but there is a catch. They cannot increase the size of their homes by more than 10%.

The cost of construction in LA was through the roof before the fire, thanks to supply chain problems brought on by the COVID-19 lockdown, followed by inflation caused by enormous COVID-19 and “Inflation Reduction Act” spending and California’s Green New Deal, which imposes onerous environmental restrictions and requirements on builders.

The cost to build before the fire was over $1,000 per square foot. After the fire, demand will drive those prices even higher. It likely will be far too costly to rebuild a 1,600-square-foot home, about the size of many of the homes that burned in Pacific Palisades’ downtown area, if the new home cannot exceed 1,760 square feet. The value simply will not justify the cost.

JD's Aggregator

These rules are just the start. LA and California leaders will no doubt see the tragedy as an opportunity to “reimagine” the Palisades and “build back better.” They will likely encourage low-income and homeless housing development, despite the town being the among the city’s most affluent neighborhoods. After all, they have billions to spend on such housing thanks to new taxes LA residents recently voted to impose on themselves. City leaders told them the taxes were necessary to solve the out-of-control homeless problem, a problem those same leaders inflicted on the residents by eliminating the city’s ban on camping in public spaces.

In addition to an additional half-cent sales tax, residents approved a “mansion tax”—a misnomer, since the tax applies to all real estate in the city, including commercial, where the sale proceeds exceed a certain amount— to fund homeless housing and provide free legal representation for anyone evicted by a landlord regardless of the reason.

This tax will act as a major deterrent to the redevelopment of the Palisades. It imposes a tax of 4.0-5.5% on the gross sale proceeds of any property in LA over $5 million. This equates to a tax of about 25% of the net proceeds for any new development. Passed two years ago, the tax has resulted in LA being essentially redlined for any new commercial or high-end residential development. The Palisades primarily consists of high-end residential properties.

It is nonsensical to subject Palisades residents to rules created by the same politicians who caused their suffering. One option is to recall Bass and Newsom. Such efforts are already in the works. But this is not the best option. By law, Bass would simply be replaced by the City Council president, who is equally culpable for the fire along with the rest of the Council (consisting of 10 Democrats, five Democrat Socialists, and zero Republicans). Newsom would probably also be replaced by a like-minded politician.

A better solution is to allow the town of Pacific Palisades to break away from the morass that is LA. LA is the nation’s second largest city in the nation’s largest county and largest state. It is almost double the square miles of New York City. It is just too big to effectively manage.

Consider this: Would an independent town set in the foothills and canyons of the Santa Monica Mountains whose homes have been rated by insurance companies as a high risk for fire have allowed its only reservoir to sit empty awaiting minor repairs for a year? Of course not. But a city the size of LA, with a hundred other priorities ahead of it, including ensuring “environmental equity,” DEI, and acquiring luxury apartments for the homeless, one relatively small reservoir in one of a hundred towns is simply not on its radar.

Consider the city of Santa Monica, which, unlike the Palisades to its immediate north, is not part of LA. Its home values are inflated because it maintains a good, local public school system. Palisades residents are stuck with the LA Unified School district, one of the worst public school systems in the country. And when one walks or bikes along the beach in Santa Monica, the paths are meticulously maintained because the beach is the centerpiece of the city. Naturally, its government focuses on those things central to the city.

As you continue along one of those same paths into Venice, a town within the city of LA, the path noticeably deteriorates, and the homeless abound. The beach simply cannot be a priority for a huge city like LA. It is but one minor component, and thus Venice’s beach community suffers compared to its neighbor to the north.

The town of Pacific Palisades must be given its freedom. It has suffered at the hands of distant and incompetent leaders. As America’s Founding Fathers said, “When in the course of human events, it becomes necessary for one people to dissolve the political bands which have connected them with another … they should declare the causes which impel them to the separation.”

I welcome my fellow residents of the Palisades to further declare those causes, as I have done here, and declare their independence from LA.

We publish a variety of perspectives. Nothing written here is to be construed as representing the views of The Daily Signal.

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Safeguarding Your American Dream: Discover the Power of America First Healthcare

America First Healthcare

In today’s economy, healthcare costs remain one of the biggest threats to financial stability and family security. Americans work hard to build a better life, yet rising medical expenses can quickly erode savings, force tough trade-offs, and even push families toward debt or bankruptcy. Medical bills continue to rank as the leading cause of personal bankruptcy in the United States, with millions facing underinsurance or unexpected out-of-pocket burdens that no one plans for. Many turn to government-run marketplace plans under the Affordable Care Act, hoping for relief, only to discover that what appears affordable on paper often delivers higher long-term costs, limited real protection, and coverage that may not align with personal values or family needs.

America First Healthcare stands out as a private insurance agency dedicated to helping conservatives and families secure better coverage and better rates through customized, values-aligned options. By conducting free insurance reviews, the agency uncovers hidden gaps in existing policies and connects clients with private alternatives that emphasize personal responsibility, small-government principles, and genuine affordability—often delivering up to 20% savings while providing stronger protection for the American Dream.

The allure of marketplace plans is easy to understand: open enrollment periods, premium tax credits for many households, and the promise of “comprehensive” benefits mandated by law. Yet recent data reveals a different reality, especially after the expiration of enhanced premium subsidies at the end of 2025. Enrollment for 2026 dropped by more than one million people compared to the prior year, with many shifting to lower-tier bronze plans to keep monthly premiums manageable.

These plans feature significantly higher deductibles—averaging around $7,500 nationally—and greater cost-sharing requirements. Families who once paid modest amounts after subsidies now face average premium increases of $65 or more per month, even as they accept plans that leave them responsible for thousands in upfront costs before meaningful coverage kicks in.

High deductibles create a dangerous barrier to care. Studies show that people in such plans are less likely to seek timely treatment for chronic conditions, attend preventive screenings, or fill necessary prescriptions. A seemingly minor illness or injury can balloon into major expenses when patients delay care until problems worsen. For a family of four, a single hospitalization, cancer diagnosis, or unexpected surgery can easily exceed the deductible, triggering coinsurance and out-of-pocket maximums that still leave substantial bills. One recent analysis noted that some proposed changes could push family deductibles toward $31,000 in future years, further exposing households to financial risk.

Beyond the numbers, marketplace plans often carry structural limitations. Coverage for certain critical services may include waiting periods or narrower networks that restrict access to preferred doctors and specialists. Preventive care is required to be covered without cost-sharing, but everything else—lab work, imaging, specialist visits, or ongoing treatment—typically waits until the deductible is met. This reactive model contrasts sharply with the proactive, holistic approach many families prefer, especially those focused on wellness, early intervention, and maintaining health to enjoy life rather than merely reacting to illness.

Values alignment represents another growing concern. Government-influenced plans operate within a framework shaped by federal mandates and political priorities that may not reflect conservative principles of limited government, personal freedom, and ethical stewardship. Families who want to direct their healthcare dollars toward providers and benefits that honor traditional values sometimes find marketplace options feel misaligned, forcing a compromise between affordability and conviction.

Private alternatives, by contrast, offer year-round flexibility without the restrictions of open enrollment windows. Independent agents can shop across a wider range of carriers to design plans tailored to specific family needs—whether that means lower deductibles for frequent medical users, broader provider networks, or add-ons that support wellness and preventive services from day one. Clients frequently report more stable premiums that do not automatically escalate each year, along with genuine cost savings once the full picture of deductibles, copays, and coverage depth is considered.

Take the experience of real families who made the switch. Amanda C. shared that her new plan felt “way better” than what she had through the marketplace. Johnny Y. noted his previous coverage kept increasing annually until he found a more stable private option. Sofia S. expressed delight with her plan and began recommending it to others. These stories echo a common theme: when families move beyond one-size-fits-all government marketplaces, they often discover customized protection that better safeguards both health and finances.

Founder Jordan Sarmiento’s own journey underscores the stakes. In 2021, a six-day hospitalization generated a $95,000 bill. Under a well-structured private “Conservative Care Coverage” plan, his out-of-pocket responsibility would have been just $500. That stark difference illustrates how thoughtful planning and private options can prevent a medical event from becoming a financial catastrophe.

Practical steps exist for anyone questioning their current coverage. Start with a no-obligation review of your existing policy to identify gaps—high deductibles, limited critical-care benefits, or escalating premiums. Compare total projected costs (premiums plus potential out-of-pocket expenses) rather than monthly premiums alone. Consider family health history, anticipated needs, and lifestyle priorities. Private agencies can present side-by-side options that include stronger wellness incentives, broader access, and plans built on shared values of self-reliance and freedom.

In an era when healthcare inflation continues to outpace general cost-of-living increases, relying solely on marketplace solutions carries growing risk. Families who proactively explore private alternatives frequently achieve meaningful savings while gaining peace of mind that their coverage truly works when needed most.

America First Healthcare makes this exploration straightforward through its free review process. Families and individuals receive personalized guidance to close coverage holes, reduce unnecessary expenses, and secure plans that align with conservative principles—protecting wallets, health, and the American Dream without government overreach. Many who complete a review discover they can enjoy better benefits for less, often saving up to 20% while gaining the customization and stability that marketplace plans struggle to deliver.

Ultimately, protecting your family’s future requires looking beyond the marketing of “affordable” government options. By understanding the long-term costs hidden in high deductibles, shifting coverage tiers, and values mismatches, Americans can make empowered choices. Private, values-driven insurance offers a smarter path—one that rewards diligence, supports wellness, and delivers real security. For those ready to move beyond the limitations of traditional marketplace plans, a simple review can reveal options designed to serve families, not bureaucracies. The American Dream thrives when individuals and families retain control over their healthcare decisions, and thoughtful private coverage plays a vital role in making that possible.

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